When can an employer request a credit check on a job-seeker?
Many employers may request a credit check on a future potential employee.
The NCR (National Credit Regulator) has recently introduced amendments to the National Credit Act, 2005 (Act No.34 of 2005) under regulation 19(12). An employer can only request a credit check on a job-seeker if:
The requestor certifies that all requests for consumer credit records relate to a position requiring honesty in the handling of cash or finances.
- The employer who is requesting the credit check of a job seeker must provide certification that the job requires honesty in handling cash or finances.
- The job description needs to be in place which indicates that it requires honesty in the handling of cash or finances.
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